Costs of live-in care
We offer different levels of live-in care based on your individual needs.
New care enquiries: 01305443115
Costs of our live-in care services
We know that, when looking at live-in care as an option for yourself or a loved one, price is a significant factor. That’s why we have always been transparent about the costs of live-in care.
Our trained live-in care workers can support those with a variety of care needs. As a result, our costs vary depending on your specific needs and the level of support you require.
Couples live-in care
We also provide a live-in care for couples service which supports couples in their own homes from £1450 per week. This makes live-in care more cost-effective than a couple moving to a care home, where they would be charged for two rooms. It also means partners don’t need to be separated, and can stay together in their home while receiving the level of care they need.
Respite care
Our excellent live-in respite care service means carers (who are often family members) can take a short break from caring. Lasting from seven days to several weeks, it helps minimise disruption to a home routine and lifestyle. This gives carers peace of mind, knowing their family member is well cared for while they take a break from their caring responsibilities.
Specialist care
Our holistic high-quality and person-centred approach to live-in care has earned us an excellent reputation. You have full control and choice over your care so it fits around your chosen lifestyle, likes and dislikes.
- Dementia care
- Multiple Sclerosis (MS)
- Palliative care
- Parkinson’s Disease
- Stroke care
- Younger adult care
Costs of live-in care
There are various ways to meet the costs of live-in care. Below we have summarised how live-in care is often financed. Alternatively, you may be eligible for funding.
Savings and investments
You may have sufficient savings or enough income from pensions and investments to pay for the costs of live-in care. You may also wish to speak to a financial advisor to discuss improving the income you receive from your savings and investments to help pay more of the costs.
Equity release – lifetime mortgages and home reversion plans
Equity release can either be through a lifetime mortgage or a home reversion plan.
- Lifetime mortgages
Lifetime mortgages are special types of loans, usually designed to run for the rest of your life. You continue to own your own home, and borrow money secured against its value to give you a lump sum now or a regular income. You don’t make mortgage repayments to the lender – the loan and accrued interest is repaid to the lender when you die or you move into a residential care home.
- Home reversion plans
Home reversion plans involve the sale of all or part of your home to a reversion company in return for a cash sum or regular income and the right to live rent-free in your home for the rest of your life. After you die, the house is sold and the value of the proportion of your home that you have sold is paid to the reversion company.
Financial advice disclaimer
The information above summarises how live-in care is often financed. Agincare live-in care services are not authorised to provide investment or other financial advice and nothing on this page should be construed as such. We recommend you obtain independent financial advice from an adviser registered with the Financial Services Authority.
Is funding available to help meet the costs of live-in care?
Funding may be available from the NHS or your local council to meet all or some of the cost. State assistance for care is means-tested through a financial assessment by your local authority, taking into account the value of your property, savings and other assets (your capital).
What is companionship care?
Companionship care suits people looking mainly for companionship, but can also include help with simpler aspects of care and day-to-day living.
What is personal care?
Personal care is suitable for people who need slightly more help, such as catheter care, or those who may have a specific care need, such as Parkinson’s, reduced mobility or dementia.
What is complex care?
Complex care is for people needing high levels of care to help with severe stages of neurological disorders or physical incapacity. People who receive complex care from us may need hoisting or may display some challenging behaviours.
Do you provide care for couples?
Our live-in care for couples service can support couples in their own homes from £1200 per week. This makes live-in care more cost-effective than a couple moving to a care home where they would be charged for two rooms. It also means partners don’t need to be separated, so they can stay together in their home and continue to enjoy their daily lives while receiving the level of care they need.
How much does live-in care cost?
Our live-in care services cost between £995 and £1395 per week, depending on the level of need. The exact cost of live-in care is based on a free, no-obligation assessment of your care needs.
How does live-in care save me money?
The cost of live-in care is comparable to the average price of a care home. The advantage of live-in care however, is that you can remain in your own home, meaning there will be no forced sale of your property and the value can increase and equity released if appropriate.
Additionally, our live-in care comes with no additional fees and a premium service which supports you to remain active in your local community, visiting friends, family and neighbours.
