Costs of live-in care

We offer different levels of live-in care based on your individual needs.

The cost of live-in care from us depends on the level of care you need. Funding may be available from the NHS or your local council to meet all or some of the cost. Our price is based on your needs, not where you live or who you are.

Call us on 0800 0121 247 to discuss how live-in care could help you or a family member.

How much does live-in care cost?

We offer different levels of live-in care. We’ll base our recommendation for support on a free care assessment of your individual needs.

Companionship care

Companionship care costs from £795 per week. This suits people looking mainly for companionship, but can also include help with simpler aspects of care and day-to-day living.

Personal care

Personal care costs from £875 per week. It’s suitable for people who need slightly more help, such as catheter care, or those who may have a specific care need, such as Parkinson’s, reduced mobility or dementia.

Complex care

Complex care costs from £975 per week. It’s for people needing high levels of care to help with severe stages of neurological disorders or physical incapacity. People who receive complex care from us may need hoisting or may display some challenging behaviours.

Care for couples

Our live-in care for couples service can support couples in their own homes from £1050 per week. This makes live-in care more cost-effective than a couple moving to a care home where they would be charged for two rooms. It also means partners don’t need to be separated, so they can stay together in their home and continue to enjoy their daily lives while receiving the level of care they need.

Respite care

Our excellent live-in respite care service, costing from £995 per week, means carers (who are often family members) can take a short break from caring. Lasting from seven days to several weeks, it helps minimise disruption to a home routine and lifestyle. And carers get peace of mind, knowing their family member is well cared-for while they take a break from their caring responsibilities.

Specialist care

Our holistic high-quality and person-centred approach to live-in care has earned us an excellent reputation. You have full control and choice over your care so it fits around your chosen lifestyle, likes and dislikes.

Call us on 0800 0121 247 to discuss how live-in care could help you or a family member.

Paying for care costs

There are various ways to meet the costs of live-in care and funding may be available:

Savings and investments

You may have sufficient savings or enough income from pensions and investments to pay for your care. You may also wish speak to a financial advisor to discuss if they could improve the income you receive from your savings and investments to help pay more of the costs.

Equity release – lifetime mortgages and home reversion plans

Equity release can either be through a lifetime mortgage or a home reversion plan.

Lifetime mortgages

Lifetime mortgages are special types of loans, usually designed to run for the rest of your life. You continue to own your own home, and borrow money secured against its value to give you a lump sum now or a regular income. You don’t make mortgage repayments to the lender – the loan and accrued interest is repaid to the lender when you die or you move into a residential care home.

Home reversion plans

Home reversion plans involve the sale of all or part of your home to a reversion company in return for a cash sum or regular income and the right to live rent-free in your home for the rest of your life. After you die, the house is sold and the value of the proportion of your home that you have sold is paid to the reversion company.

Financial advice disclaimer

The information above summarises how live-in care is often financed. Agincare live-in care services are not authorised to provide investment or other financial advice and nothing on this page should be construed as such. We recommend you obtain independent financial advice from an adviser registered with the Financial Services Authority.